Vonn returns to Europe, begins training again

FILE - In this Dec. 8, 2012 file photo Lindsey Vonn, of the United States, speeds down the course on her way to win an alpine ski, women's World Cup super-G, in St. Moritz, Switzerland. Lindsey Vonn is feeling better and has returned to Europe and started training again as she prepares to return to the World Cup circuit this month after an unscheduled midseason break. Rainer Salzgeber, the racing director of Vonn's equipment supplier Head, tells The Associated Press that the four-time overall winner arrived in Austria on Wednesday and began light training on Thursday, Jan. 3, 2013. Salzgeber says Vonn is planning to start racing again in the downhill and super-G in St. Anton, Austria, on Jan. 12-13. (AP Photo/Marco Trovati, Files)

FILE - In this Dec. 8, 2012 file photo Lindsey Vonn, of the United States, speeds down the course on her way to win an alpine ski, women's World Cup super-G, in St. Moritz, Switzerland. Lindsey Vonn is feeling better and has returned to Europe and started training again as she prepares to return to the World Cup circuit this month after an unscheduled midseason break. Rainer Salzgeber, the racing director of Vonn's equipment supplier Head, tells The Associated Press that the four-time overall winner arrived in Austria on Wednesday and began light training on Thursday, Jan. 3, 2013. Salzgeber says Vonn is planning to start racing again in the downhill and super-G in St. Anton, Austria, on Jan. 12-13. (AP Photo/Marco Trovati, Files)

Lindsey Vonn is feeling better and has returned to Europe to train. Meanwhile, it's less likely Bode Miller will race this season.

Vonn started training for a return to the World Cup circuit after a midseason break to recover from an intestinal illness.

Rainer Salzgeber, the racing director of Vonn's equipment supplier Head, told The Associated Press that the four-time overall winner arrived in Austria on Wednesday and began light training on Thursday. He said Vonn plans to race in the downhill and super-G on Jan. 12-13 in St. Anton, Austria.

Miller still hasn't started training, working his way back after left knee surgery at the end of last season. Salzgeber said Miller was still expected back in Europe at the end of the month, but likely won't race this season.

"I don't know what he expects, but I don't expect it," Salzgeber said

Vonn has not competed since falling in the opening run of a giant slalom Dec. 16 in Courchevel, France. After that event, the American announced she was going home to recover from an intestinal illness that landed her in the hospital in November.

Vonn is training in Hinterreit, the Austrian resort where she crashed badly in training two seasons ago and sustained a concussion. This week, ski technician Heinz Haemmerle joined her at the resort.

"Heinz said she did a lot of free skiing today, and did some (giant slalom)," Salzgeber said. "The plan has always been for her to come back at St. Anton."

U.S. women's head coach Alex Hoedlmoser wouldn't confirm Vonn's return in St. Anton.

"We all want her to come back and she obviously wants to race but it will depend on how well things are going during training the next couple of days," he said. "The first downhill training is (next) Thursday, so there is no hurry. We still have some time left."

A return at the Austria events would mean Vonn will miss a total of six races, leaving little chance of defending her overall title. She has dropped from fourth to sixth in the standings, trailing leader Tina Maze of Slovenia by 725 points.

After St. Anton, the women have a slalom in Flachau, Austria, followed by more speed races next weekend in Cortina d'Ampezzo, Italy. It remains unclear if Vonn will enter every event the rest of the season.

"That depends on how it goes," Salzgeber said.

However, returning in St. Anton ? on a course Vonn has won on before ? gives her plenty of time to get back into top form for the season's highlight, the world championships Feb. 5-17 in Schladming, Austria. A year before the Sochi Olympics, Vonn will be looking to regain the downhill and super-G world titles that Austria's Elisabeth Goergl took from her in 2011 when Vonn was slowed by the concussion.

Last November, Vonn stayed two nights in a hospital in Vail, Colo., after suffering from severe intestinal pain. She returned to the circuit and won three consecutive races in Lake Louise, Alberta.

Vonn also won a super-G on Dec. 8 in St. Moritz, Switzerland, but struggled in her last three races. She had an uncharacteristic fall in downhill, her best event, in Val d'Isere, France.

With 57 career wins, Vonn needs just five more to match all-time leader Annemarie Moser-Proell of Austria.

___

Associated Press writer Eric Willemsen in Zagreb, Croatia, contributed to this report.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2013-01-03-Vonn%20Returns/id-bfd6e69c4b2446a49557e9e058a68aae

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Traffic impact fees for new construction in Clark County may remain ...

Clark County commissioners are looking at freezing developers' payment of traffic impact fees again, as they have for the past two years, as a way to stimulate job and economic growth.

The commissioners will hold a public hearing at 10 a.m. Tuesday, Jan. 8, in their hearing room on the sixth floor of the Public Service Center at 1300 Franklin St. in Vancouver.

Impact fees are charges that local governments levy on new building projects. The fees reimburse a portion of the costs of building streets and roads. The fees are based on a complex formula calculating the number of vehicle trips generated by each new construction project.

Typically, the impact fees account pay from 7 to 12 percent of the costs of any road or street construction necessary to serve new construction, said Mike Mabrey, a county community planner. Clark County has nine major road projects on its schedule. The total estimated cost of the projects is some $441 million.

Mabrey said it wasn't clear how much money the county might lose by opting to freeze the fees. "We're working on that calculation and will have it in time for the hearing," he said.

Normally, traffic impact fees are increased every year as costs of improvements rise, but since 2010, the commissioners have waived the increase due to the struggling economy.

The commissioners believe that freezing the fees will encourage private businesses to continue their construction work by easing the financial burden, Mabrey said.

Officially, the commissioners will take public testimony on a resolution to temporarily forgo recalculation of the fees on developments approved from 2004 to 2010.

The decision would mean that developers with projects approved in that time frame would not see any increase in the fees. But new projects would face fees that are about 4 percent higher than last year, Mabrey said.

About 200 residential and 20 commercial developments would qualify for the freeze, Mabrey told commissioners in a staff report. "Budget implications are largely unknown," he wrote.

Understanding the calculation of a traffic impact fee is a challenge for policy wonks.

A contractor's bill is obtained by multiplying three factors: the traffic impact fee rate per trip in dollars times the trips generated by the project times the anticipated additional tax revenue from a development.

The dollar amounts in Clark County range from $76 in rural areas to $706 in north Orchards. Most dollar fees are $350 to $500. The other factors also vary.

Source: http://www.oregonlive.com/clark-county/index.ssf/2013/01/clark_county_commissioners_may.html

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House overwhelmingly approves $9.7 billion for flood insurance ...

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WASHINGTON (AP) - House overwhelmingly approves $9.7 billion for flood insurance claims from Superstorm Sandy.

Copyright 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://www.news9.com/story/20504133/house-overwhelmingly-approves-97-billion-for-flood-insurance-claims-from-superstorm-sandy

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Nokia Said To Be Prepping An Aluminum-Clad Lumia For Release Later This Year

Nokia?s been awfully fond of slapping its high-end hardware into polycarbonate bodies, but that trend may soon come to an end if a new report from The Verge holds true. According to unnamed sources within Nokia, one of the Finnish phone company?s new top-tier Windows Phones (codenamed "Catwalk") will be clad in lightweight aluminum instead of the usual colorful plastics.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/SRSw4qSPros/

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New study links low wages with hypertension, especially for women and younger workers

Jan. 3, 2013 ? Workers earning the lowest wages have a higher risk of hypertension than workers with the highest wages, according to new research from UC Davis.

The correlation between wages and hypertension was especially strong among women and persons between the ages of 25 to 44.

"We were surprised that low wages were such a strong risk factor for two populations not typically associated with hypertension, which is more often linked with being older and male," said J. Paul Leigh, senior author of the study and professor of public health sciences at UC Davis. "Our outcome shows that women and younger employees working at the lowest pay scales should be screened regularly for hypertension as well."

The study, published in the December issue of the European Journal of Public Health, is believed to be the first to isolate the role of wages in hypertension, which occurs when the force of circulating blood against artery walls is too high. According to the Centers for Disease Control and Prevention, hypertension affects approximately 1 in 3 adults in the U.S. and costs more than $90 billion each year in health-care services, medications and missed work days. It also is a major contributor to heart disease and stroke, both of which are leading causes of death and disability.

While there is a known association between lower socioeconomic status (SES) and hypertension, determining the specific reason for that association has been difficult, according to Leigh. Other researchers have focused on factors such as occupation, job strain, education and insurance coverage, with unclear results. Leigh's study was the first to focus on wages and hypertension.

"By isolating a direct and fundamental aspect of work that people greatly value, we were able to shed light on the relationship between SES and circulatory health," said Leigh. "Wages are also a part of the employment environment that easily can be changed. Policymakers can raise the minimum wage, which tends to increase wages overall and could have significant public-health benefits."

In conducting the study, the team used data from the Panel Study of Income Dynamics, a highly regarded database in social science. This longitudinal, representative study of families in the United States includes information on wages, employment and health, including hypertension status. The team used information from a total of 5,651 household heads and their spouses for three time periods: 1999-2001, 2001-03 and 2003-05. The sample was limited to working adults between 25 and 65 years of age. Anyone with hypertension during the first year (e.g., 1999) of each time period was eliminated from the final sample.

Wages were calculated as annual income from all sources divided by work hours and ranged from about $2.38 to $77 per hour in 1999 dollars. Hypertension was determined by respondents' self-reports of a hypertension diagnosis from their physicians.

The team used logistic regressions for the statistical analysis, and found that doubling the wage was associated with a 16 percent decrease in the risk of a hypertension diagnosis. Doubling the wage reduced the risk of a hypertension diagnosis by 1.2 percent over two years and 0.6 percent for one year.

"That means that if there were 110 million persons employed in the U.S. between the ages of 25 and 65 per year during the entire timeframe of the study -- from 1999 until 2005 -- then a 10 percent increase in everyone's wages would have resulted in 132,000 fewer cases of hypertension each year," said Leigh.

Additional logistic regression analyses by demographics such as age, gender, race and co-morbidities such as obesity, diabetes and alcohol consumption revealed two standout outcomes. Being in the youngest age group -- between 25 and 44 years old -- or being female were strong predictors of hypertension. In fact, doubling the wages of younger workers was associated with a 25 to 30 percent decrease in the risk of a hypertension diagnosis, and doubling the wages of women was associated with a 30 to 35 percent decrease in the risk of a hypertension diagnosis.

Leigh said that a potential limitation of the study regarding the gender disparity was its reliance on respondents' self-reports of hypertension diagnoses.

"Other research has shown that women are more likely than men to report a health diagnosis," said Leigh. "However, the longitudinal nature of the data used in our study helps mitigate that natural bias, and self-reports of health do typically correlate with clinical data."

Leigh recommends additional research using different national data sets to investigate the potential relationship between low wages and hypertension.

"If the outcomes are the same, we could have identified a way to help reduce the costs and personal impact of a major health crisis," said Leigh.

The study's co-author was Juan Du, who recently completed her Ph.D. in economics at UC Davis.

The study was funded in part by the National Institute of Occupational Safety and Health (grants R01 H008248-01 and U54 OH007550-11).

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Story Source:

The above story is reprinted from materials provided by University of California - Davis Health System.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

---

Journal Reference:

1. J. P. Leigh, J. Du. Are low wages risk factors for hypertension? The European Journal of Public Health, 2012; 22 (6): 854 DOI: 10.1093/eurpub/ckr204

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_health/~3/F9AEwxAwYH4/130103143229.htm

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America's Real Criminal Element: Lead

Mother Jones:

New research finds Pb is the hidden villain behind violent crime, lower IQs, and even the ADHD epidemic. And fixing the problem is a lot cheaper than doing nothing.

Read the whole story at Mother Jones

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Source: http://www.huffingtonpost.com/2013/01/04/lead-paint-crime_n_2407692.html

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Congress ushering in new members, with old divide

WASHINGTON (AP) ? Congress is ushering in the new and the old ? dozens of eager freshmen determined to change Washington and the harsh reality of another stretch of bitterly divided government.

The 113th Congress will convene Thursday at the constitutionally required time of noon for pomp, pageantry and politics as newly elected members of the House and Senate are sworn in and the speaker of the Republican-controlled House is chosen. The traditions come against the backdrop of a mean season that closed out an angry election year.

A deal to avert the "fiscal cliff" of big tax increases and spending cuts split the parties in New Year's Day votes, and the House's failure to vote on a Superstorm Sandy aid package before adjournment prompted GOP recriminations against the leadership.

"There's a lot of hangover obviously from the last few weeks of this session into the new one, which always makes a fresh start a lot harder," Rep. Kevin Brady, R-Texas, said.

For all the change of the next Congress, the new bosses are the same as the old bosses.

President Barack Obama secured a second term in the November elections, and Democrats tightened their grip on the Senate for a 55-45 edge in the new two-year Congress, ensuring that Sen. Harry Reid, D-Nev., will remain in charge. Republicans maintained their majority in the House but will have a smaller advantage, 235-199. Former Democratic Rep. Jesse Jackson Jr.'s Illinois seat is the one vacancy.

Speaker John Boehner, R-Ohio, has faced a bruising few weeks with his fractious GOP caucus but seemed poised to win another term as speaker. He mollified angry Republicans from New York and New Jersey on Wednesday with the promise of a vote Friday on $9 billion of the storm relief package and another vote on the remaining $51 billion on Jan. 15.

The GOP members quickly abandoned their chatter about voting against the speaker.

The new Congress still faces the ideological disputes that plagued the dysfunctional 112th Congress, one of the least productive in more than 60 years. Tea partyers within the Republican ranks insist on fiscal discipline in the face of growing deficits and have pressed for deep cuts in spending as part of a reduced role for the federal government. Democrats envision a government with enough resources to help the less fortunate and press for the wealthiest to pay more in taxes.

"We can only hope for more help," said Sen. Joe Manchin, D-W.Va., who was re-elected in November. "Any time you have new members arriving you have that expectation of bringing fresh ideas and kind of a vitality that is needed. We hope that they're coming eager to work hard and make some difficult decisions and put the country first and not be bogged down ideologically."

The next two months will be crucial, with tough economic issues looming. Congress put off for just eight weeks automatic spending cuts to defense and domestic programs that were due to begin with the new year. The question of raising the nation's borrowing authority also must be decided. Another round of ugly negotiations between Obama and Congress is not far off.

There are 12 newly elected senators ? eight Democrats, three Republicans and one independent, former Maine Gov. Angus King, who will caucus with the Democrats. They will be joined by Rep. Tim Scott, the first black Republican in decades, who was tapped by South Carolina Gov. Nikki Haley to fill the remaining term of Sen. Jim DeMint. The conservative DeMint resigned to lead the Heritage Foundation think tank.

In a sign of some diversity for the venerable body, the Senate will have three Hispanics ? Democratic Sen. Bob Menendez of New Jersey, Republican Sen. Marco Rubio of Florida and one of the new members, Republican Ted Cruz of Texas. There will be 20 women in the 100-member chamber, the highest number yet.

At least one longtime Democrat, Sen. John Kerry of Massachusetts, will be departing in a few weeks, nominated by Obama to be secretary of state. That opens the door to former Republican Sen. Scott Brown, the only incumbent senator to lose in November's elections, to possibly make a bid to return to Washington.

Eighty-two freshmen join the House ? 47 Democrats and 35 Republicans. Women will total 81 in the 435-member body ? 62 Democrats and 19 Republicans.

In the Senate, Reid and Republican leader Mitch McConnell are negotiating possible changes in the rules as lawmakers face a bitter partisan fight over filibusters, according to a Senate Democratic leadership aide who spoke on condition of anonymity because he was not authorized to speak publicly about private matters.

Reid has complained that Republicans filibuster too often and has threatened to impose strict limits with a simple majority vote. That step could set off retaliatory delays and other maneuvers by Republicans, who argue that they filibuster because Reid often blocks them from offering amendments.

The aide said Reid was preserving the option of making changes with a simple majority vote.

The start of the new Congress also offers a comeback for one lawmaker. Sen. Mark Kirk, R-Ill., who suffered a stroke last January and has been absent for the past year, plans a dramatic return to the Capitol by walking up the 45 steps to the Senate's doors.

Source: http://news.yahoo.com/congress-ushering-members-old-divide-080822105--politics.html

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Congress Extends Incentives for Biodiesel Industry

[unable to retrieve full-text content]The fiscal package passed this week included a retroactive reinstatement of a dollar-a-gallon credit going back to January 2012, when it lapsed.

Source: http://www.nytimes.com/2013/01/04/business/energy-environment/congress-extends-incentives-for-biodiesel-industry.html?partner=rss&emc=rss

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Energy Drinks May Pose Serious Health Risks | Legal News ...

iStockphoto/Thinkstock

In our fast-paced society, there never seem to be enough hours in the day. To increase alertness and productivity, many people rely on energy drinks like 5-Hour Energy, Monster Energy and Red Bull. Some grocery and convenience stores sell more energy drinks than sodas. In 2012, retail sales of energy drinks in the United States reached $10 million.

?

An Abundance of Caffeine

Energy drinks get their power from caffeine, which can come from a variety of sources. These include synthetic caffeine, the guarana plant and tea extracts. The drinks are also high in sugar. They are often shelved in the same area as soft drinks.

Monster Energy drinks, for example, contain about 20 milligrams of caffeine per ounce. This means that there are 160 milligrams in an 8-ounce can, 320 in a 16-ounce can, 480 in a 24-ounce can and 960 in a 48 ounce can. By comparison, an 8-ounce cup of coffee contains 100 to 150 milligrams of caffeine.

A half-teaspoon serving of a new and heavily advertised product called Mio contains 1,060 milligrams of caffeine in an 18-serving bottle. Although one half-teaspoon serving of the product contains 60 milligrams of caffeine, many people routinely squirt multiple servings into their beverage.

Medical specialists say that most healthy adults can safely consume 300 to 500 milligrams of caffeine daily. Heavy usage is defined as 500 to 600 milligrams a day. Levels higher than this commonly cause nausea, jitteriness and a rapid heartbeat. The effects of high levels of caffeine on children, teens and those with certain health conditions are poorly documented.

?

Signs of Danger

The U.S. Food and Drug Administration recently announced ?adverse event? reports of 18 deaths and more than 150 injuries possibly involving energy drinks. While these reports do not prove causation, they are cause for concern and additional research.

In the United States, a report by the federal Substance Abuse and Mental Health Services Administration found that the annual number of emergency room visits linked to energy drinks was more than 13,000 in 2009, which is 10 times the number of similar visits in 2005.

The parents of a Maryland teenager in Oct. 2012 filed a wrongful death lawsuit against Monster Energy. The teen, who had a pre-existing heart condition, died from cardiac arrest after allegedly drinking two 24-ounce cans of this powerful energy drink.

?

The FDA Gets Involved

The FDA regularly makes public adverse event reports involving drugs and medical devices. It does not do so for dietary supplements like energy drinks. The reports of 18 deaths became public only in response to a formal Freedom of Information Act request.

In response to deaths caused by the weight-loss supplement ephedra, in 2006 Congress passed the Dietary Supplement and Nonprescription Drug Consumer Protection Act. This law requires that producers of supplements and over-the-counter drugs file adverse event reports with the FDA.? Enforcement has been lax, however, and producers of energy drinks have rarely done so.

In Nov. 2012, the FDA announced that it would seek advice from outside experts to help determine if energy drinks post significant risks if consumed in excess or if consumed by vulnerable groups including young people or those with pre-existing cardiac conditions. In Canada, a similar process led to 180-milligram limits on allowable caffeine levels in energy drinks. The FDA plans no immediate action.

?

Source: http://blogs.lawyers.com/2013/01/energy-drinks-health-risks/

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Safeway CEO to retire this year

(Reuters) - Safeway Inc's long-time chairman and chief executive, Steve Burd, will retire at the second-largest U.S. supermarket chain's annual meeting on May 14, it said on Wednesday.

The operator of supermarkets such as Safeway, Vons and Dominick's said its board will start a search for a successor, and consider both internal and external candidates for the job.

Burd, who joined Safeway in October 1992 as president, was appointed CEO in 1993.

(Reporting By Dhanya Skariachan)

Source: http://news.yahoo.com/safeway-ceo-retire-224850446--finance.html

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All about Global conference call service | ArticleTree.info

by MichaelFramer

The best global conference call services needed for your global business.

In the revolutionary market of the global world, you need to reach every corner of the globe. With the help of globalization, one can spread his business in most countries around the world. But the thing you should keep in your mind is that you always need better communication for a great business. We are saying this because a good communication will coordinate the operations of your underneath firms and clients according to your need. But such coordination meetings are characterized by lot of amount and time. So a global business might be tedious as it needs lots of time and energy for such coordinating business meetings.

So to help you, the Aitelephone offers you a variety of conference call service. For a global business these conference services are essential. However the service providers in this industry have made the things simpler for you. In addition, the international conference call services are identified as a global conference call which is a kind of communication service.

The business leader can efficiently manage the operations and other activities in the industry by utilizing the benefits of the conference call services. Whether it is some work related to a presentation in some different office of the business, the employees as well as the employer can contact each other easily and instantly by the use of the global conference call for the purpose of video conferencing.

In this competitive world, you will find many telecom companies offering conferencing services. Thus you have to adopt the best of all. Aitelephone is one of the best telecom service providers in the world.

In addition to this, according to your business and customer need there are several plans available. You can choose any forms of conferencing service. The service of conference calling mainly comes in three forms that are audio call conferencing, video call conferencing and web conferencing. Among these three services, the most cost-effective and general type of call conferencing is phone or audio conference calling services.

In the service of audio call conferencing, the participants can hear each other's voice by the telephone line or Voice over IP (VoIP) connection. Audio, video and web are major forms of services that you can look upon. Audio form of service is considered as the most authentic one and is also cheap in cost. In this the sound type, between two parties are available through Voice Over IP. The second type is video call conferencing in which you need a camera and a video display device along with headphone and mic. The internet connection with such service should be very fast and persistent. This is because video streaming requires a larger bandwidth with high data rates. In the simplest way, the service of video conferencing can be taken as mixture of audio and video streaming over a telecommunication network. Similarly in web conferencing the user needs a webcam and connects using the World Wide Web (WWW). This way of conference refers to real time communication and needs a huge establishment cost.

Hence it is clear that you need a good communication means all the time for a global business. This article helps you in understanding your conferencing needs according to your global business.

Source: http://communications.articletree.info/-video-conferencing/5319-all-about-global-conference-call-service

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Video: Now a seasoned royal, Kate prepares for motherhood

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Source: http://video.today.msnbc.msn.com/today/50337008/

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Beneficial Credit Card Tips That Anyone Can Use - Options Finance

A credit card can get you out of any number of financial predicaments. Do you have to purchase an item, but you do not have any cash? That?s not a problem! Having a credit card can get you out of an immediate jam. Would you like to build up your credit? It?s easy with a card! Check out the advice in this article for some hand credit card tips and tricks.

Is your payment due date an actual due date or just a suggested one? Some companies use the suggested date as a means of getting their money up to 15 days earlier than what is actually required. It helps to know whether you?re dealing with a true due date, or just a suggested due date, if you?re having trouble finding the amount of money necessary to pay your bill.

If you don?t mind others prying, keep a list of the purchases you have made with charge cards in plain view. This will help remind you of your ongoing total and what exactly, you are spending it on. This will help you keep your credit spending under control and you will be helping keep yourself out of a huge debt problem in the future.

Premium Credit Card

To ensure that you don?t over pay for your premium credit card, check whether your card has annual fees attached to it. Depending on the card, annual fees for platinum or other premium cards, can run between $100 and $1,000. The best bet is that if you do not need a premium credit card, avoid them and do not pay the fees.

Do not close active credit accounts. It may seem like the obvious thing to do to help your credit score, but closing accounts can actually be detrimental to your credit score. When you close an account, the amount of overall credit you have is lowered, and this could make your current lending ratio percentage higher.

Be sure that you fully understand the terms of the credit card prior to signing up for it. Certain credit card companies have hidden fees and special requirements that must be met before benefits apply. The credit card policy should be read and understood before you use the card.

Carry cards daily only if you need to use them that day. You could own six cards or more, but you should carefully consider which particular cards that you use often. This is typically a basic card or a gasoline card. Only keep these ones in your wallet that you need and keep the rest secured at home.

Don?t put your pin or password to paper, no matter what the circumstances. You need to just remember what your password is so no one else can steal or use it. Writing your pin number down increases the chance that someone else uses it.

Credit Card

If you submitted your credit card payment late, or if you missed your payment, you should consider asking your credit card company for lower interest rates or fees. If you?re late with a payment, you can be charged increased fees and interest rates. Often, credit card companies will reduce or reverse these charges if you take the time to call and pursue it.

Beware of credit cards that offer interest-free or low-interest introductory periods. Using such offers can lead to more debt than one would normally accrue. It may seem as though you are scoring big, but the fact is that you may be making a costly error.

Credit Card

Now you know of the many ways a credit card can be used. This ranges from simply buying things at a checkout line to trying to boost your credit score. Use the information that was presented to you to get the most out of your credit card usage.

Everybody is always seeking out information on more trending topics on this site, that is understandable, since it has become very popular over the years. You may need time to learn everything, but this article was a great first step. You will eventually master the subject.

Source: http://www.optionstradinganalysis.com/2012/12/31/beneficial-credit-card-tips-that-anyone-can-use/

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